Digital wallet Khalti has launched an insurance-based loan offer for its customers in partnership with Surya Jyoti Life Insurance. The offer lets Khalti users apply for a loan without collateral directly on the app on the go.
Khalti is connected to Suryajyoti Life Insurance’s system, so you can easily find out your eligibility and details of the loan on the Khalti app.
The benefits of this service are that you get a loan on
- Khalti app by applying to the Khalti app itself
- Without collateral (security)
- No need to stay in line to apply for a loan
- No paperwork
- Can apply for up to Rs 50,0000
Check out: Top 5 Digital Wallets in Nepal: Updated (2025)
Eligibility for Khalti loan from Surya Jyoti Life Insurance
According to both partners, users whose insurance policy number and the contact number registered on Khalti match are qualified to apply for e-loan. The phone loan service removes the need to fill out a physical form, visit financial institutions, and wait in line for a loan process. Everything is done on the Khalti app, so it’s just a matter of a few taps and a few seconds.
Eligible users can apply and get a loan of up to Rs 50,000. If everything is accurate and authentic, the amount is loaned to you shortly without any paperwork.
On Khalti and Surya Jyoti Life Insurance partnership, Khalti CEO Binaya Khadka said, Khalti has brought this feature in this collaboration with the aim of making financial access easier through the use of digital mediums. We are confident that many customers will benefit from this e-loan service that can be easily accessed in times of immediate financial need.”
The facility has been launched to enable users to get a very convenient and fast-forward financial assistance in times of need.